Q4 Wealth Management News & Client Events

News, Stories, and Events related to your wealth, assets, and investment management

Why we aren’t getting on the bandwagon …

Now is the time when our fourth quadrant investment philosophy comes into play.  QUIET THE NOISE!!!  Look at the numbers.  Analyze all sides of the situation.  Ask the question behind the question.  Many would believe that the markets are way overvalued and inflation is soon to take off.  We aren’t ready to jump on the bandwagon yet; find out why in One Capital Management’s Folio Autumn 2017.

Secure Your Identity and Protect Your Wealth

Identity Theft …

Identity theft continues to rank among the top fraud complaints with the Federal Trade Commission.  Should it happen to you, please let us know as soon as possible.  At Q4 Wealth Management, we are able to work with you and the custodians of your financial investments to help safeguard them from potential theft and fraud.

The National Crime Prevention Council has put together two resources below that outline how to prevent identity theft and what to do if it does happen to you.  Please feel free to download these resources for your use and visit their website at www.ncpc.org .

Identity Smart

Mind What You Do Online – Adult

Spotting a Log in the River …

Like Mark Twain steamboating down the turbulent waters of the Mississippi; Q4 Wealth Management and One Capital Management have been navigating the changing markets and charting a course to stay away from potential hazards.  Please read their Summer 2017 folio to discover the log they’ve spotted in the river of the financial markets.


Summer Folio 2017

It’s not just about hitting homers …

It’s baseball season and with Opening Day at ballparks across the country why not compare the financial markets to the historic Phillies vs. Cubs game of 1979.  Here is a quick commentary from One Capital Management about their take on what’s going on in the markets today.

OCM Comments Spring 2017

Tax Season is Here!

Important Upcoming Tax Dates
April 1st     … 2016 RMD (for investors 70 1/2 in 2016) deadline
April 18th   … TAX DAY!
                        File your 2016 income tax return or file for an extension
                         Pay first-quarter 2017 estimated taxes (for those who pay      quarterly estimates)
                         2016 contribution to 529, Traditional IRA, or ROTH IRA deadline
For more planning details check out the  2017 Tax Tables

Equity markets, are they like a Spanish bull fight?

We welcome you to take a few moments to read the Winter 2017 commentary from One Capital Management.  As always, their style of commentary makes for a really interesting read.  In this Smart News post, OCM reflects on the oil and equity markets, Brexit, and the US Presidential election;  all events which they creatively relate to a Spanish bullfight with of course, the bull market being the bull.

It isn’t all a reflection of 2016; our portfolio managers are quick to remind us that appearances aren’t always what they seem thus they give some thoughts looking forward into 2017.  Please click on the link below to download your copy.

OCM Winter 2017

Volatility leads to Opportunity

Investors are looking for sound financial advice during times of volatility in the world and in the investment markets.  We continue to believe that during these times it is good to turn down the volume on the “noise” factor and focus on your own wealth management plan.

Now is a great time to meet with us to discuss how any of the recent and pending events may affect YOUR personal financial picture.  Events like “Brexit”, the 2016 elections, worries over China’s slowing growth … all can contribute to emotional decisions around one’s investments.  Taking time out to meet with us to review your objectives, current allocation and diversification strategy, and risk tolerance allows us to better tailor your financial plan and helps to alleviate any worries you may have around today’s volatility.


We are posting two informative articles that give further insight into how market volatility can present opportunities in a globally invested portfolio.  The first is the OCM Folio Summer 2016 by One Capital Management and the other is Global Investment Strategy Report 2016 by Wells Fargo Investment Institute.  Both are short reads.



“Unpacking” the language of investment management

Market “experts” are glomming onto the new phrase “earnings recession” in a potentially harmful way.  The current notion is this — while the economy may not be headed for a recession, the truly worrisome kind, companies nonetheless are entering something similar, where profits have been shrinking.  To learn more click here, OCM FOLIO Spring 2016


“Year’s end is neither an end nor a beginning but a going on, with all the wisdom that experience can instill in us.” -Hal Borland, author, journalist, and naturalist

In investing, like other facets of our personal and professional life, the beginning of a new year invites reflection on the one just passed. Part of that includes taking a broader look at what’s happened around the globe. Read the Full Story >


Ever pulled out of a Shell or Petro Canada and thought, “Dang, wish it cost me more to fill my tank”? Neither have we. The love of inexpensive gas is so deep for North Americans that many of us eschew a nearby station in favor of one a few blocks away if we can save a couple cents per gallon. And why, these days, so many of us are easing away from the pump with increasingly bigger smiles, and fatter wallets. Read the Full Story